Loan Programs

Family First Funding offers a variety of mortgage loan programs to serve you and your family's needs.  From down payment assistance to renovation loans to reverse mortgages, we have you covered in every stage of homeownership.  Below are a handful of the most common programs out there, but we offer many more programs for all types of borrowers.  We encourage you to schedule a free consultation with one of our loan officers to review your scenario, so we can help you find the perfect loan.

 

FHA

FHA loans have been helping people become homeowners since 1934.  Some benefits of FHA loans are low down payments, low closing costs and easy credit qualifying.
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VA

VA mortgage loans are one of the best and safest methods to use when buying a home.  Now even active duty personnel can qualify.
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USDA

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs.  With the USDA loan, many are still able to get a zero down home loan.
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Jumbo Loans

Loan amounts from $417,000 up to $3,000,000; qualify with credit scores as low as 680; as little as 15% down payment.
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203K Renovation Loans

One of the best renovation products available to help you create a house into your home.  You can buy a home, fix it up the way you want it, and include all the costs in one loan.
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HomeStyle®

Allows borrowers to include financing for home improvements in a purchase or refinance transaction of an existing home.
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CRA

Used as an alternative to the FHA loan, the CRA program offers just a 3 percent down payment, NO borrower-paid mortgage insurance, 97 LTV for rate and term refinance, and interest rates below market rates.
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Home Possible®

Home Possible® mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities.  5 percent down payment; no credit score necessary; flexible sources of down payment including family, employer assistance programs and secondary financing; 15-30 year fixed-rate mortgages, 5/1, 7/1 and 10/1 ARMs available.
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Other Loan Programs Available!

  • FHA Condo Lending
  • Jumbo Condo Lending
  • Fannie Mae Condo Lending
  • FHA Reverse
  • New Construction Lending
  • Foreign National Lending

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